Chapter 12: No More Pretending

Martin didn’t answer the letter right away. He read it twice, then set it beside the notes from our last meeting.
“They’re making disclosure conditional on an agreement,” he said. “That doesn’t mean we have to agree to anything before we understand what the records show.”
Dad leaned forward.
“What kind of agreement?”
“One that sets the rules for sharing information,” Martin said. “Confidentiality, perhaps. A process for reviewing the records. It should not require Fay to admit a debt or give up a position just to see the statements.”
Mom’s fingers tightened around her paper cup.
“Could we agree to repay them?” she asked. “If the money is gone, maybe we could work something out.”
“We don’t know what happened to all of it,” I said gently. “And we don’t know what, if anything, can be traced from one account to another.”
Martin nodded.
“That distinction matters. The transfers to Ranata’s account are documented. What happened afterward is not. A responsible process would start with complete statements, then have an accountant reconcile the transactions. Any amount the parties agree is owed should be based on records, not a guess or a family recollection.”
Dad stared at the letter.
“So we’re negotiating just to get the truth.”
“We’re negotiating how to obtain the records,” Martin said. “That’s not the same as settling the dispute.”
He drafted a short proposal while we waited. It offered a neutral review of the relevant account histories, with any verified transfers categorized separately from transactions whose source or purpose remained unclear. It also said that no one would be asked to acknowledge a debt before the review was complete.
He read it aloud. I asked him to add that the affiliate payment would be examined separately from the money our parents had sent. The records showed a payment issued to an account in Ranata’s name. They did not show that the payment came from my parents, that it had cleared, or what happened to it afterward.
Martin added the language.
By the time he finished, my father had stopped staring at the letter. He was watching me instead.
“What if she says no again?”
“Then we decide what to do next,” I said.
That afternoon, Ranata’s attorney agreed to a call with Martin. Ranata joined from her own lawyer’s office. My parents and I sat in Martin’s conference room, with the proposal between us and the speakerphone in the center of the table.
Martin began by making the limits clear. This was a discussion about a records process, he said—not an agreement on liability, an admission, or a determination of what anyone owed.
Ranata gave a short, impatient laugh.
“I’m glad we’re saying that, because everyone has already decided what I did.”
“No one here has a complete accounting,” Martin replied. “That’s why we’re discussing access to the records.”
“I introduced the company to information it needed,” Ranata said. “I spent time on calls, answered questions, and helped them understand the family background. The payment was compensation for work I did. It wasn’t stolen from anyone.”
Her lawyer spoke briefly, reminding her to keep her comments to the proposal.
Dad’s face had reddened, but he kept his voice low.
“We sent you money because you said Fay needed help.”
“I know what you believed,” Ranata said. “But you sent it to me. I didn’t force you to do that.”
Mom looked down at her hands.
“You told us it was for Fay’s farm.”
“And I was trying to keep the family from falling apart,” Ranata said. “I was doing what I thought I had to do.”
I heard the familiar shape of her explanations: a reason, a grievance, and then a quiet shift of responsibility onto someone else.
“Did you pass any of it to me?” I asked.
“I’ve said I was trying to help.”
“That wasn’t my question.”
There was a pause. Her attorney murmured something too low for me to hear.
Ranata answered, “I don’t agree that I owe Mom and Dad repayment just because they’re upset now. And I don’t agree that the affiliate payment has anything to do with their transfers.”
Martin spoke before my father could.
“The proposed review is meant to establish whether there’s any connection. Right now, the available records don’t establish one.”
“So I’m supposed to hand over every account statement I have because my family has decided I’m guilty?” Ranata said.
“No,” I said. “You’re being asked to provide records for accounts that received money they believed was meant for me, and for the account identified in the affiliate’s payment record. If the records support your account, they should help show that too.”
“They won’t show everything,” she said.
“Then we’ll know what they don’t show.”
Her lawyer said they would review Martin’s proposal and respond. The call ended without an agreement.
For a few seconds, no one moved.
My father stood and walked to the window. The parking lot beyond it was gray beneath a low Missouri sky. Mom pressed her palms together as if trying to keep them from shaking.
“She still thinks this is about what we’re willing to give her,” Dad said.
“I don’t know what she thinks,” I replied. “I know what the records show, and what they don’t.”
Martin gathered the papers, leaving the draft proposal in front of me.
“Fay, there are formal options if she continues to refuse disclosure,” he said. “Before you decide on any of them, we should know the strength and limits of the records we have. I can advise you on possible next steps, but I can’t promise what a court or any other authority would conclude.”
I understood. The completed sale was one issue. The records about my parents’ money were another. The buyer’s reviewed file showed no record of Ranata being authorized to bind me or claim an interest in the land, but Martin had never called that a guarantee about every legal question.
I could pursue formal remedies. I could also continue trying to get a complete accounting without turning every family conversation into a demand. Neither path promised an easy answer.
“I want the records,” I said. “And I want to know what we can prove before I decide how far to take this.”
Martin nodded.
“Then we keep that as our position.”
The next morning, Desmond came to Martin’s office with his attorney. He had searched through an archived message backup from the period when the company was asking questions about the property. He said he had not found it during the earlier search because he had been looking for the email chain and its attachment, not for a separate conversation with Ranata.
He turned over the export through counsel. Martin documented what Desmond provided before anyone examined it.
Desmond sat with both hands flat on his knees while Martin reviewed the messages. I watched the pages appear on the desk one at a time. The dates and sender information were visible. So were Ranata’s words.
In one message, she had written that she told the company Fay had authorized her to speak for the family about the property. In another, she said the claim had helped get the company to take her seriously.
Desmond looked at me.
“I didn’t know she’d said that. I swear.”
I kept my eyes on the page.
“You knew she wanted an introduction fee.”
“Yes.”
“You knew my parents sent money they thought was for me.”
“Yes.”
“But you didn’t ask whether I received it.”
“No,” he said. “I should have.”
Martin placed the messages beside the affiliate agreement.
“These records appear to conflict with Ranata’s earlier description of her contact,” he said. “They’re relevant, but they don’t settle their legal meaning by themselves. We’ll preserve them and review them with the rest of the file.”
I read the message again. It didn’t change the fact that the reviewed sale file showed no record of Ranata having authority to bind me. It didn’t prove a land claim, or establish what happened to the money. But it did make one part harder to dismiss as confusion: she had told Desmond she claimed to have my permission.
Dad lowered his eyes.
“Why would she say that?”
“I don’t know,” I said.
It was the truth. I could imagine reasons, but none of them belonged in the record unless there was evidence for them.
That evening, my parents came to my farmhouse. Dad brought the envelope of original statements. Mom carried a small container of food she had made, though neither of us had mentioned dinner.
They sat across from me at the kitchen table. For a moment, the papers between us looked like the ones from the first night: statements, dates, amounts, and the spaces where answers should have been.
“We want to ask her to meet with us,” Mom said. “Just once. Not with everyone talking through lawyers. We need to hear her say what happened.”
Dad moved the envelope away from the edge of the table.
“And I need to tell her what her silence has done to us,” he said. “But I don’t want another conversation where she gives us a story and we have nothing to check it against.”
Mom nodded, tears gathering in her eyes.
“We don’t expect you to forgive her. We’re asking for one meeting.”
I looked at the records. I thought of the money my parents had taken from their retirement savings, the repairs they had delayed, and the years they believed they were helping me. I thought of my own bills, paid without their money, and of how easily everyone had mistaken my old truck and muddy boots for proof that I was failing.
“Then the statements have to be there,” I said. “All of them. And the proposed agreement for reviewing them.”
Dad didn’t answer immediately.
“On the table,” I continued. “Not a promise to bring them later. Not another explanation from memory. If she wants one meeting, that’s what it’s for.”
Mom reached for my hand, then stopped before touching it.
May you like
I held her gaze.
“One meeting,” I said. “With the statements and the agreement on the table.”