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Chapter 5: Five Years of Receipts

The next morning, Gemma covered the motel’s little table with crackers while Jo balanced my laptop on the edge closest to the wall.

“Careful, bug,” I said.

Gemma picked up a cracker, inspected it, and placed it precisely on the keyboard.

Jo caught my eye. I lifted the cracker away before Gemma could press a letter into the screen.

When she was busy arranging the rest into what she called a “road,” I opened my bank records. The first transfer sat five years back, dated within days of Brenda’s message asking if I could help Lauren through a temporary rough patch.

I downloaded the records month by month.

Not because I needed to prove to myself what I’d done. I knew. I’d watched the money leave my account, again and again, before I paid my own bills. But the number of months looked different when I saw them all together, each one carrying its own quiet little proof.

Forty-eight months at the original amount. Twelve at a higher one, after Lauren’s mortgage payment increased. I ran the total twice, then sat back.

Thirty-four thousand, eight hundred dollars.

Jo set a paper cup of coffee beside me.

“That’s a lot of temporary,” she said.

“Yeah.”

I scrolled through the old messages. Brenda’s words were familiar enough that I could hear her voice in the motel room.

Lauren’s having a hard year. Just help until she gets back on her feet.

A few months later:

Don’t tell her. She’ll feel ashamed. Let her think we’re covering it.

I read that one again.

At the time, I’d told myself Brenda meant Mom and Dad would explain when the rough patch ended. Or that Lauren didn’t need to know the details while she was already worried about money. I’d called it discretion. Maybe that was what I’d wanted it to be.

I opened a blank note and typed three headings: What I know. What I assumed. What I still don’t know.

Under the first, I wrote: I paid the mortgage contribution for five years.

Under the second: Mom said it was temporary.

My thumb hovered over the keyboard before I added: I assumed everyone knew the help came from me.

Jo had gone quiet. She didn’t try to fill the silence.

I wrote one more line under the third heading: Did Mom tell Lauren the truth?

I couldn’t answer it. I had messages from Brenda asking me to help. I had bank records showing that I did. I had no message telling me what she said to Lauren, and no way to know whether the lie had started as a shortcut or become a story she needed to protect.

My phone rang.

Lauren’s name appeared on the screen.

For one beat, I only watched it glow. Then I answered.

“What did you do?” she demanded.

“Good morning to you, too.”

“Mom said you canceled the payment.”

The room seemed to tighten around the word.

“I canceled a recurring transfer from my account.”

“Your account?” She paused. “Mom said you were handling it for them.”

I looked at my note, at the lines I’d separated so I wouldn’t turn a suspicion into a fact.

“I don’t know what Mom told you.”

“You can’t just stop money they promised me.”

A cracker snapped beneath Gemma’s hand. Jo gathered the pieces without looking away from me.

“I’m not going to restart a payment because someone told you it came from our parents.”

“So that’s it? You’re punishing me because Mom and Dad asked you to stop?”

“I’m not punishing you.”

“Then why cancel it without even talking to me?”

Because I had been asked to fund you quietly, I thought. Because I’d spent five years making sure you never had to wonder where the money came from, and now I was the one being accused of taking it away.

Instead I said, “I should have talked to you sooner about the money. I’m not going to keep paying it under a story I don’t understand.”

Her breathing sharpened.

“I thought they were helping me. Mom said they’d cover the difference until I got through this year.”

My hand tightened around the phone. Brenda’s old messages seemed to rise from the screen, plain and undeniable—and still not enough to tell me exactly what Lauren had been told.

“How much have you been expecting next month?” I asked.

“Enough to make my payment.”

May you like

“Lauren—”

“If it doesn’t come through next month, I’ll lose my home.”

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