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Chapter 12: The Number Nobody Discussed

Daniel stared at his phone as if the message had arrived from somewhere worse than the builder’s office.

“What does it say?” I asked.

He turned the screen toward me. The message was brief: We emailed a new payment demand. Please review today. Call the office as soon as possible.

No amount. No explanation. Just a sentence that seemed designed to make a person imagine the worst.

“Is Ashley still outside?” I asked.

“I don’t know.” He looked toward the garage door. “I’ll call her.”

He stepped away, but not far enough to make the conversation private. I heard him say her name, then the words builder and payment demand. After a pause, he said, “No, I’m not asking you to come back for me. I’m asking you to hear what it says.”

He listened.

“Okay. I’ll wait.”

When he ended the call, he put the phone in his pocket.

“She’s coming back,” he said. “She parked near the gate.”

“Then we can read the demand together.”

“I should’ve handled it before this.”

“You received it just now.”

“I mean the whole thing.” He rubbed a hand over his face. “The house. The money. Letting it get this far without telling you how bad it was.”

I didn’t answer. I had no way of knowing how bad it was, and neither did he—not yet.

A few minutes later, Ashley came through the garage door. She had left her coat in the car, though the evening air had turned cool. Her eyes went to Daniel’s face, then to me.

“What does it say?” she asked.

“We don’t know yet,” Daniel said. “The message only says they emailed a demand.”

“Did you open it?”

“No. I wanted to wait.”

“For me?”

“For you both.”

Ashley folded her arms. There was still anger in her posture, but fatigue had softened something around her mouth. “All right.”

Daniel took out his phone and opened the email. He read the first page silently, then scrolled back to the top and started again. Ashley stood beside him, close enough to see the screen. I watched his expression rather than trying to read over his shoulder.

“How much?” she asked.

“Thirty-one thousand six hundred dollars.”

The number sat in the garage between us. It wasn’t the cost of the house, or the amount still owed on a mortgage, or even necessarily the full sum they might need. It was the amount printed on one demand. But it was large enough to change the air around it.

“When is it due?” I asked.

“Tomorrow. Five p.m.”

“And what does it say they’ll do if you don’t pay?”

Daniel scrolled.

“It says work will remain suspended pending payment and review of the account.” He read another line. “It says failure to respond may affect the company’s ability to continue under the current schedule.”

“Does it say they’re canceling the contract?”

“No.” He kept reading. “Not in this letter.”

Ashley sat on the edge of a low storage bench. “That’s more than we thought.”

“How much did you think it was?” I asked.

She looked down at her hands. “I didn’t know.”

Daniel glanced at her. “You said you thought they’d be able to finish once they got their next payment.”

“I thought they would.” She raised her eyes to him. “I didn’t know the amount. I knew the project was over budget. I knew they’d stopped work. I didn’t know they were asking for this much now.”

“You told your parents they could have my bedroom,” I said. “You had a moving truck booked. You had renovation drawings.”

“I know.”

“Was that because you thought I’d pay?”

“No.” She answered quickly, then hesitated. “Not exactly.”

I waited.

“I thought if my parents were here, and we were all under the same roof, it would be easier to deal with everything. I thought you’d see how serious it was.” Her voice thinned. “I thought you might say yes to the room, and maybe we could figure out the rest afterward.”

“By making the decision before I could refuse?”

Ashley looked away.

Daniel’s voice tightened. “The payment demand explains why you were panicking. It doesn’t explain why you promised her a room that wasn’t yours.”

“I didn’t say it did.”

“You acted like the suite was already settled.”

“I thought if I asked, she would say no.”

There it was. The sentence was quiet, but it carried farther than a louder one might have.

“You were afraid I would say no,” I said.

“Yes.”

“And so you decided my answer didn’t matter.”

Ashley’s eyes filled, though she did not cry. “I told myself it was temporary. I told myself everyone would be more comfortable if we didn’t make it another argument.”

“Comfortable for whom?”

She pressed her lips together. The question did not need an answer.

Daniel looked at the invoice again. “We need to call them.”

“Yes,” I said. “Before you decide what the letter means, ask the people who sent it. Find out what they’re demanding, what the deadline applies to, and what options the contract actually gives you.”

Ashley’s shoulders rose. “And if they say there aren’t any?”

“Then you’ll know that from them—not from guessing in a garage.”

Daniel nodded. “I’ll call.”

“Both of you should hear the answer,” I said. “But you should make the call.”

He put the builder’s number on speaker. The first attempt went to a recording. Daniel left his name, the project address, and a request for a call back. He kept his voice level. Ashley sat still beside him, watching the phone.

“They won’t call tonight,” she said.

“They might,” Daniel answered.

“You’ve been saying that about the house for months. They might restart. They might have a new schedule. They might have an answer.”

“I didn’t know.”

“You knew they’d stopped.”

“I told you they’d stopped.”

“You told me they were sorting out the budget.”

“That’s what they told us.”

“And you didn’t ask what it meant.”

“I asked.”

“Not enough.”

He took that without defending himself. For once, he didn’t turn his eyes toward me as if I might settle the argument by deciding which of them had been worse.

“I should have told you both sooner,” he said.

Ashley’s fingers tightened around each other. “I should’ve asked Margaret. I know that. I just—”

She stopped.

“You just thought I might say no,” I said.

“Yes.” Her face colored. “And I was scared of what that would mean.”

“That fear was real,” Daniel said. “But you made it my mother’s problem without asking her.”

“I know.”

“And mine, too,” he added. “I kept quiet because I didn’t want to be the person telling you we couldn’t afford what you wanted.”

Ashley stared at him. “You were worried I’d be angry.”

“I was worried everybody would be angry.”

“And now?”

“Now we’re all angry anyway.”

A short, tired laugh escaped her before she could stop it. It wasn’t an apology, and it didn’t mend anything. But it was the first sound between them that wasn’t sharp.

I gathered the scattered packing paper from the floor and folded it into a neat square. There was no reason to keep doing that, but my hands wanted a small task.

“I’m not agreeing to pay this,” I said.

Ashley looked up. “We didn’t ask you to.”

“You haven’t yet. I want to be clear before the number grows into a plan that includes my savings, my house, or my bedroom.”

“We understand,” Daniel said.

“I hope you do. I can listen. I can help you understand a letter. I can consider something you ask me to consider. But I will not be volunteered into a solution.”

Ashley nodded once. Her eyes dropped to the invoice.

“I thought if I waited until I had all the facts, I’d know what to ask for,” she said.

“Did you get all the facts?”

“No.”

“Then start there.”

The phone rang before Daniel could reply. He glanced at the screen and answered.

“Hello. This is Daniel.”

He listened, gave the caller the project address, then said, “Yes, I have the demand in front of me.”

Ashley shifted closer. I stayed where I was.

Daniel asked what the amount covered. He listened, wrote something in the margin of the printed demand, and asked whether the payment would restart work. The answer seemed to make him sit straighter.

“So the demand itself doesn’t cancel the agreement?” he asked.

Another pause.

“I understand. But if we don’t send the money tomorrow, are you saying the project is canceled?”

He listened for a long time. His pen stopped moving.

“Then what exactly do you need from us by morning?”

The garage went quiet except for the faint hum of the refrigerator in the next room.

Daniel looked at Ashley. She had gone pale.

“All right,” he said into the phone. “Please don’t close anything yet. We’re listening.”

He put the call on speaker.

A woman on the other end introduced herself as a coordinator in the builder’s office. The project manager, she explained, would review the account in the morning. The payment demand remained due at five the next afternoon, but that was not the only issue. The company needed to know whether Daniel and Ashley intended to proceed under the current terms.

“Do you have to pay the full amount by morning?” Daniel asked.

“No,” the woman said. “But you need to respond to the project manager by nine. If we don’t hear from you, the company may cancel the project and begin the process outlined in your contract.”

“May cancel,” Ashley repeated, so softly I almost missed it.

“That is correct,” the coordinator said. “I can’t tell you what the project manager will decide. I can only make sure you understand the deadline.”

Daniel looked down at the number on the demand, then at the notes he had just written.

“What happens if we respond and ask to review the terms?” he asked.

“I can note that you’re requesting a review. But you’ll need to speak with the project manager in the morning.”

“Can we speak to her before nine?”

“I’ll leave that request. I can’t promise a time.”

“Please do.”

“I will.”

The coordinator repeated the project number and the morning deadline. Daniel wrote both down, thanked her, and ended the call.

For several seconds, nobody moved.

Then Ashley asked, “If they cancel it, do we lose the house?”

“We don’t know,” Daniel said.

“Do we lose the money we’ve already paid?”

“We don’t know that either.”

The words sounded different from his earlier assurances. They were not comforting, but at least they were true.

Daniel folded the demand along its crease. “I’ll talk to the project manager in the morning. I’ll ask what the contract says and what our options are. I’m not promising anything until I understand it.”

Ashley nodded. I couldn’t tell whether she was agreeing with him or bracing herself for what he might hear.

The number remained between us, exact and undeniable. But it did not answer the question that mattered most: what they could do next without assuming that I would do it for them.

May you like

In the morning, the builder might give them choices. Or it might give them only one.

For now, Daniel had until nine to find out which.

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